When you buy a new appliance or system for your home — whether it’s a refrigerator, a washer and dryer set, or a brand-new furnace — chances are it comes with a manufacturer’s warranty. That’s great! But here’s where many homeowners get confused: a manufacturer’s warranty alone doesn’t protect you the same way a home warranty does.
So, what’s the difference? If you’re trying to decide whether to add a home warranty or just stick with the standard protection that came with your purchase, it’s worth understanding exactly what each one covers — and what it doesn’t.
Whether you’re a first-time homeowner looking for a home warranty Madison WI, or simply want to compare home warranty plans to get the most value for your money, ServicePlus is here to break it down for you.
What Is a Manufacturer’s Warranty?
A manufacturer’s warranty is basically the brand’s promise that the product you bought — like a refrigerator or an HVAC unit — is free from defects in materials or workmanship when it leaves the factory.
Here’s what that usually means:
- Most manufacturer’s warranties last 1–3 years, depending on the appliance or system.
- They generally cover repairs or replacement parts only if the problem is due to a manufacturing defect, not normal wear and tear.
- You’re often required to use authorized service technicians and maintain proof of purchase.
Example: If your new dishwasher stops working because a control board fails due to a defect, the manufacturer will repair or replace the part — if it’s within the warranty period.
What a Manufacturer’s Warranty Doesn’t Cover
While manufacturer’s warranties are valuable, they’re also limited:
- They rarely cover labor costs after the first year.
- They don’t cover breakdowns from normal use or wear and tear — the kind that naturally happens as parts age.
- They don’t help when multiple appliances break at once.
- After the warranty period ends, you’re on your own for any repairs.
What Is a Home Warranty?
A home warranty, on the other hand, is a service contract that covers the repair or replacement of major home systems and appliances that break down from everyday use — not just manufacturing defects.
When you sign up for a home warranty Madison WI plan with ServicePlus, you get protection for:
- Heating and cooling systems
- Electrical systems
- Plumbing systems
- Kitchen appliances like your fridge, oven, and dishwasher
- Laundry appliances like your washer and dryer
- Optional items like a sump pump, septic system, or second refrigerator
Why a Home Warranty Goes Beyond Manufacturer’s Warranties
Unlike a manufacturer’s warranty, a ServicePlus home warranty kicks in after the factory warranty runs out — and covers normal wear and tear that a factory warranty never touches.
Here’s a simple example:
Your refrigerator compressor fails after six years. The manufacturer’s warranty expired years ago — so you’re left paying for a $700–$1,200 repair or replacement out of pocket. With a home warranty, you’d pay a small service fee, and ServicePlus would handle the repair or replacement cost.
Home Warranty vs. Manufacturer’s Warranty: A Side-by-Side Look
| Aspect | Manufacturer’s Warranty | ServicePlus Home Warranty |
| Who provides it? | The appliance/system brand | An independent warranty company |
| What’s covered? | Defects in materials/workmanship | Normal wear and tear |
| How long does it last? | Usually 1–3 years | Renewable yearly |
| What does it cost? | Included in purchase price | Affordable annual or monthly fee |
| Labor included? | Sometimes limited | Yes, with a small service fee |
| Multiple items? | Covers one item only | Covers multiple appliances/systems |
When You Should Have Both
If you’re buying a new appliance, you’ll automatically have a manufacturer’s warranty. But once that expires — or if your older systems or appliances fail — the repair bill is all yours.
That’s why homeowners who want real peace of mind compare home warranty plans to find one that fits their needs and budget.
Combining a manufacturer’s warranty and a ServicePlus home warranty gives you the best of both worlds:
- Short-term defect protection from the manufacturer
- Long-term, everyday breakdown protection from ServicePlus
Tips to Get the Most Protection
Want to avoid surprises? Here’s how to get the most out of both warranties:
Register your appliances: Always register your new appliances so you don’t lose your manufacturer’s warranty benefits.
Keep receipts: Save your purchase receipts — you’ll need them if you file a manufacturer claim.
Stay up to date: Keep up with regular maintenance (like changing HVAC filters). Poor maintenance can void both warranties!
Compare home warranty plans: Not all warranties cover the same things. ServicePlus stands out for its transparent coverage and affordable pricing for homeowners in Madison and beyond.
Why Homeowners in Madison, WI Trust ServicePlus
Whether you own a historic bungalow or a modern condo in Madison, unexpected repairs can pop up at the worst times — especially during Wisconsin’s freezing winters or humid summers.
When you need a reliable home warranty Madison WI, ServicePlus is a trusted choice for clear coverage, fast claims, and a huge network of qualified, local contractors who know how to fix things right the first time.
Final Thoughts
Your manufacturer’s warranty is great — for a while. But when it runs out, you’re on your own for everyday breakdowns. That’s when a home warranty plan from ServicePlus steps in to protect your budget and your peace of mind.
So, if you’re trying to compare home warranty plans, think long-term: ServicePlus keeps your home running smoothly when life’s little (or big) breakdowns happen.